Ki skhim ai ram
KA RAM SHIMET NE PERSONAL LOAN SHA KITO KIBA IOH DA KA TULOP MAN U BNAI
Ki bynta jong kane ka ram
Loan Amount: Minimum Rs. 50,000/- Maximum Rs.5,00,000/-
Maximum EMI subject to 50% of Fixed Obligation over Income Ratio (FOIR)
Tenure: Maximum 5 years
Ka jingkdew mano ba lah ban ioh ia kane:
Jait jingtrei: Kino kino ki briew kiba ioh trei kam sorkar ha kano kano ka tnad (Ki ba sei tulop na Bank )
Ka rta: Naduh 21 snem - haduh hapoh ka 60 snem
kidei ban trei la kumno kumno 1 snem
Kiban shim ka jingbah khlieh : Ki nongtrei sorkar kiba trei ym duna ia ka 1 snem
KA SUT BAD KIWEI KIWEI JINGSHAH OT
10.25%
Ki bai kot bai sla bad ka bai bad ka bai pynleh ia baroh ki jingdonkam. Rs. 60/-
Share Capital. (1 Shares @ Rs. 300/- per Shares)
Ka Share Linking (5% na ka ram ba shim ne Loan amount)
Admission Fees @ Rs. 20/-
Share Application Fees @ Rs. 20/-
KI KOT KI SLA BA DONKAM
Ia ki nong shim ram
* Ka kot pynshisha ia ka kyrteng ne Identity Proof ( Ka Voter ID/PAN/Driving License/Adhaar)
*Ka kot pynshisha ia ka jaka sah ne Address Proof (Ka Voter ID/Residential Certificate/Adhaar)
Jingpynkynmaw: Baroh ki kot ki sla dei ban soi hi da lade
*Ka syrnot ba pyni ia ka jingioh tulop ne Salary Certificate. (Kaba don ia ka tarik jong ka sngi ba leit trei nyngkong & Ka tarik jong ka sngi ban shongthait )
*Kawei ka dur passport size ba dang shen .
Kiban shim jingbah khlieh
* Ka kot ban pynshisha ia ka kyrteng ne Identity Proof (Ka Voter ID/Driving License/Adhar)
* Ka kot ban pynshisha ia ka jaka sah ne Address Proof (Ka Residential Certificate ne ka syrnot ba pynshisha ia ka jaka sah)
Jingpynkynmaw: Baroh ki kot ki sla dei ban soi hi da lade
*Ka syrnot ba pyni ia ka jingioh tulop ne Salary Certificate. (Kaba don ia ka tarik jong ka sngi ba leit trei nyngkong & Ka tarik jong ka sngi ban shongthait )
*Kawei ka dur passport size ba dang shen .
Jingpynkynmaw (Ka Life Insurance policy kaba iadei bad ka Jowai Cooperative Urban Bank Ltd ka long ba donkam)
KA RAM SHNA IING KABA JRONG KI SNEM BAN SIEW SHA KITO KIBA IOH TULOP BNAI
Ki bynta jong kane ka ram
Loan Amount: Minimum Rs. 5,00,000/- Maximum Rs.70,00,000/-
(Ka jingioh ia ka ram ka iapher katkum ki nongshim ram. Kata ia ki Class I Gazetted Officers, Class II Gazetted Officers, UDA bad Non Gazetted Officer ne ki bym dei ki Gazetted Office, LDA bad ki nongtrei kiba trei Grade III , Peon bad ki nongtrei kiba trei Grade IV )
Maximum EMI subject to 50% of Fixed Obligation over Income Ratio (FOIR)
Ka snem ban siew: 3 snem kaba duna tam bad 14 snem kaba bun tam
Ka jingkdew mano ba lah ban ioh ia kane:
Ka kam: Ki briew kiba ioh tulop bnai na kanno kano ka tnad Sorkar (Kiba sei tulop na Bank)
Ha ka rta ba katno lah ban ioh ia kane: 21 snem - hapoh Below 60 snem
Ki briew kiba la trei kumba shi snem
Mano ban bah khlieh: Ino ino ki nongtrei sorkar ba la trei ym duna ia ka 1 snem
KA SUT BAD KIWEI KIWEI JINGSHAH OT
8.50%
Ka bai kot bai sla bad ka bai pynleh. 60/- tyngka
Share Capital. (1 Shares @ Rs. 300/- per Shares)
Ka Share Linking (2.5 % na ka ram ba shim)
Admission Fees @ Rs. 20/-
Share Application Fees @ Rs. 20/-
KI KOT KI SLA BA DONKAM
Ia ki nongshim ram
*Ka kot pynshisha ia ka kyrteng ne Identity Proof ( Ka Voter ID/PAN/Driving License/Adhaar)
*Ka kot pynshisha ia ka jaka sah ne Address Proof (Ka Voter ID/Residential Certificate/Adhaar)
Jingpynkynmaw: Baroh ki kot ki sla dei ban soi hi da lade
* Ka jingthoh ban pynshisha ia ka tulop. (Dei ban don bad ka tarik ba sdang trei & ka tarik ban shongthait)
* Kawei ka dur passport size ba dang shen.
* Ka kot ban pyni ia ka jingdon jaka
* Ka kot ban pyni ia ka map jong ka jaka
* Ka kot pynshisa la ka jaka kadei ka bym shym la buh bynda
* Ka kot pynshisha ba ym don kano kano ka jingpyrshah nangno nangno ha kaba iadei bad kane ka jaka
* Ka kot pynshisha ia ka dor jong ka jaka ne ka Land Valuation Certificate
* Ka plan ba iadei ba ka jingtei ne ka Sketch Plan (dei ban da soi da I Engineer)
* Ka jingpynshong dor ia ka lut ka sep ne ka Detail Estimate (dei ban da soi da i Engineer)
* Ka jingthoh ba ym don mano mano ba pyrshah na ka liang ka shnong.
Nongbah khlieh
* Ka kot pynshisha ia ka kyrteng ne Identity Proof ( Ka Voter ID/PAN/Driving License/Adhaar)
* Ka jingpynshisha ia ka jaka sah (Ka jingthoh ban pynshisha ia ka jaka sah ne Residential Certificate)
Jingpynkynmaw: Baroh ki kot ki sla dei ban soi hi da lade
*Ka jingpynshisha ia ka tulop.(Dei ban don bad ka tarik ba sdang trei & ka tarik ban shong thait)
*Kawei ka dur passport size ba dang shen .
KA JINGSHIM RAM KATKUM KA JINGIOH TULOP NE KA OVERDRAFT AGAINST SALARY
Ki bynta jong kane ka ram.
Minimum Rs. 1,00,000/- Maximum Rs.5,00,000/-
Ka snem ba lah ban siew: Shi snem (Ka shong ruh ha ka jingpynthymmai man la u snem)
Ka jingkdew mano ba lah ban ioh ia kane:
Ka kam: Ki briew kiba ioh tulop na kano kano ka tnad sorkar (Kiba sei tulop na ka Bank)
Ka rta ba lah ban ioh ia kane: 21snem haduh hapoh 60 snem
Kito kiba la trei la kumno kumno shi snem
KA SUT BAD KIWEI KIWEI JINGSHAH OT
9.50 %
Ka bai kot bai sla bad ka bai pynleh. 60/- tyngka
Share Capital. (1 Shares @ Rs. 300/- per Shares)
Ka Share Linking (5% na ka ram ba shim)
Admission Fees @ Rs. 20/-
Share Application Fees @ Rs. 20/-
KI KOT KI SLA BA DONKAM
Ia ki nongshim ram
*Ka kot pynshisha ia ka kyrteng ne Identity Proof ( Ka Voter ID/PAN/Driving License/Adhaar)
*Ka kot pynshisha ia ka jaka sah ne Address Proof (Ka Voter ID/Residential Certificate/Adhaar)
Jingpynkynmaw: Dei ban soi hi ha baroh kine ki kot ki sla)
*Ka jingpynshisha ia ka tulop.(Dei ban don bad ka tarik ba sdang trei & ka tarik ban shong thait)
*Kawei ka dur passport size ba dang shen .
KA RAM BA LAH BAN SHIM KATKUM KA JINGDON JONG KA FIXED DEPOSIT/MIDS
Ki bynta jong kane ka ram.
Ka ram ba lah ban shim 50,000/ tyngka- haduh 75% na ka Fixed/MIDS Deposit Amount
Ka por ban siew: 1 snem (Ka shong ruh ha ka jingpynthymmai ia ka man la u snem)
Ka jingkdew mano ba lah ban ioh ia kane:
Baroh kito kiba don ia ka Fixed Deposit kaba ym duna 1 snem
Ka jingmang ryngka ka long 75% na ka Fixed Deposit Amount.
KA SUT BAD KIWEI KIWEI JINGSHAH OT
Yn shim sa 1% ka sur na ka sut ba ioh na ka Fixed Deposit
Ka bai kot bai sla bad ka bai pynleh 40/- tyngka
KI KOT KI SLA BA DONKAM
Ia ki nongshim ram
*Ka kot pynshisha ia ka kyrteng ne Identity Proof ( Ka Voter ID/PAN/Driving License/Adhaar)
*Ka kot pynshisha ia ka jaka sah ne Address Proof (Ka Voter ID/Residential Certificate/Adhaar)
Jingpynkynmaw: Dei ban soi hi ha baroh kine ki kot ki sla)
*Ka jingthoh kiba iadei bad ka Fixed Deposit dei ban da don ia ka jingpynshisha/jingpyntikna ba ka long kum ka Security sha ka Bank.
KA RAM BA SHIM BAN THIED KSIAR NE GOLD ORNAMENT LOAN
Ki bynta jong kane ka ram.
Ka ram ba lah ban shim 10,000/- tyngka haduh 75% na ka Valuation certificate ia kaba la soi da ki nongdie ksiar ba la ithuh da ka Bank.
Ka jingkdew mano ba lah ban ioh ia kane:
Ki briew kiba don account ha ka Bank.
KA SUT BAD KIWEI KIWEI JINGSHAH OT
10.50%
Ka bai kot bai sla bad ka bai pynleh 40/- tyngka
KI KOT KI SLA BA DONKAM
Ia ki nongshim ram
*Ka kot pynshisha ia ka kyrteng ne Identity Proof ( Ka Voter ID/PAN/Driving License/Adhaar)
*Ka kot pynshisha ia ka jaka sah ne Address Proof (Ka Voter ID/Residential Certificate/Adhaar)
Jingpynkynmaw: Dei ban soi hi ha baroh kine ki kot ki sla)
*Kawei ka dur passport size ba dang shen.
KA RAM BA SHIM BAN THIED IA KI TIAR KI TAR DA KITO KIBA IOH TULOP BNAI NE CONSUMER DURABLE LOAN TO SALARY EARNER
Ki bynta jong kane ka ram.
Ka ram ba lah ban shim naduh 25,000/ tyngka haduh 3,00,000/- tyngka (75% na ka Quotation ne ka dor ka mur na ki nongdie )
Ka EMI ka long 50% na ka Fixed Obligation over Income Ratio (FOIR) jong ka tulop ba ioh
Ka snem ban siew: Naduh 1 snem haduh 3 snem
Ka jingkdew mano ba lah ban ioh ia kane:
Ka kam: Ki briew kiba ioh tulop na kino kino ki tnad sorkar (Kiba sei tulop na Bank)
Ka rta ba lah ban shim ram: 21 snem haduh hapoh 60 snem
Ki briew kiba trei ym duna ia ka 1 snem
KA SUT BAD KIWEI KIWEI JINGSHAH OT
10.25%
Ka bai kot bai sla bad ka bai pynleh. 60/- tyngka
Share Capital. (1 Shares @ Rs. 300/- per Shares)
Ka Share Linking (5% na ka ram ba la shim)
Admission Fees @ Rs. 20/-
Share Application Fees @ Rs. 20/-
KI KOT KI SLA BA DONKAM
Ia ki nongshim ram
*Ka kot pynshisha ia ka kyrteng ne Identity Proof ( Ka Voter ID/PAN/Driving License/Adhaar)
*Ka kot pynshisha ia ka jaka sah ne Address Proof (Ka Voter ID/Residential Certificate/Adhaar)
Jingpynkynmaw: Dei ban soi hi ha baroh kine ki kot ki sla)
*Ka jingpynshisha ia ka tulop.(Dei ban don bad ka tarik ba sdang trei & ka tarik ban shong thait)
*Kawei ka dur passport size ba dang shen .
Nongbah khlieh
* Ka kot pynshisha ia ka kyrteng ne Identity Proof ( Ka Voter ID/PAN/Driving License/Adhaar)
* Ka jingpynshisha ia ka jaka sah (Ka jingthoh ban pynshisha ia ka jaka sah ne Residential Certificate)
Jingpynkynmaw: Dei ban soi hi ha baroh kine ki kot ki sla)
*Ka jingpynshisha ia ka tulop.(Dei ban don bad ka tarik ba sdang trei & ka tarik ban shong thait)
*Kawei ka dur passport size ba dang shen .
*Ka jingpyni ia ki dor ki mur na ki nongdie
KA RAM BA LAH BAN SHIM NA KA JINGDON KA FIXED DEPOSIT NE LOAN AGAINST FIXED DEPOSIT (LAFD)
Ki bynta jong kane ka ram.
Ka ram ba lah ban shim naduh 10,000/- haduh 75% na ka Fixed Deposit Amount
Ka jingkdew mano ba lah ban ioh ia kane:
Baroh ki briew kiba don account ha kane ka bank kiba don ia ka Fixed Deposit kabym duna ia ka shi snem
KA SUT BAD KIWEI KIWEI JINGSHAH OT
KA SUT BAD KIWEI KIWEI JINGSHAH OT
Yn shim sa 1% ka sur na ka sut ba la ioh na ka Fixed Deposit
Ka bai kot bai sla bad ka bai pynleh 40/- tyngka
KI KOT KI SLA
Na ka bynta ki nongshim ram
*Ka kot pynshisha ia ka kyrteng ne Identity Proof ( Ka Voter ID/PAN/Driving License/Adhaar)
*Ka kot pynshisha ia ka jaka sah ne Address Proof (Ka Voter ID/Residential Certificate/Adhaar)
Jingpynkynmaw: Dei ban soi hi ha baroh kine ki kot ki sla)
*Ia ka jingthoh kiba iadei bad ka Fixed Deposit dei ban da don ia ka jingpynshisha/jingpyntikna ba ka long kum ka Security sha ka Bank.